1. How do I find an Insurance Broker?


    What is Renters Insurance?


    When was the last time that you look at your Insurance Coverage?


    How do I Select the Right Insurance Deductible ?


    What are the benefits in having 1 Insurance agency policy covering everything ?


    When is a good time to look for insurance ?



How do I find an Insurance Broker ?

Deciding on an insurance carrier can be complicated and sometimes confusing.

You want someone who will provide insight, service, and respect.

You want a company that will always be there when you need them.

You are looking for someone who will take the time to listen and know what your needs may be, a company that has policies on Life, Health, Home, Auto or Business

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What is renters Insurance?

Very much like a homeowners policy without the property coverage since renters do not own the building they live in.

Covers liability and personal effects such as furniture and clothing. Fine art, antiques and collectibles can be added to a renters policy just like for homeowners.

It's time to protect your personal interests. Your apartment community or landlordís insurance policy most likely covers the physical dwelling, but not the items inside of it. You may also be liable for damages due to bodily injury of others, or for damage to their property due to your negligence. Don't sit back and hope disaster doesn't happen. Empower you and your apartment with a renters insurance policy that most likely covers a lot, for far less than you imagined.

It is easy to get a renters insurance policy with the personal property and liability insurance coverage you need. Once youíre covered, you can relax and enjoy the peace of mind that comes with knowing your possessions are protected against the unexpected

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When was the last time that you looked at your Insurance Coverage ?

Your current insurance may not be providing you the same coverage it was when it was originally placed.  Most people get their insurance bill, pay it, and just assume they are properly covered.  The truth is you may not be, and it does not hurt to find out if you are paying too much for the wrong coverage.

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How Do I Select the Right Insurance Deductible?

Some insurance policies with low cost but greater potential for claims might offer low deductibles, while other policies with low claim frequency but potential for larger losses might carry higher deductibles.

If you are given the option to choose your deductible, select a deductible based. on your tolerance for risk and on what other companies in your industry purchase.

"... A deductible is an amount that an insured must meet out of pocket for a claim before an insurance company will pay.  Any claim lower than the deductible is the insured's responsibility.  Choosing a deductible varies on a person to person basis.  Generally the higher the deductible the lower the premium.  Ultimately the deductible is chosen by the insured for what suits their risks best.

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What are the benefits in having 1 Insurance agency policy covering everything?


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When is a good time to look for Insurance ?

Anytime is good to look for new insurance.  It does not affect your current coverage to shop for new coverage.  Furthermore you might save money or find out if you are properly covered by your current policy

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They Can Help you in most types of Insurances,


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Revised: 04/21/15.